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1. Privacy Policy

Pakasso Credit and Capital Ltd (“Pakasso,” “we,” “our,” “us”) values your trust and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and safeguard your personal information when you interact with our services.

2. Information We Collect

  • Personal details (name, phone number, email, address, ID).
  • Financial details (bank statements, credit history, income records).
  • Business information (CAC documents, tax ID, contracts).
  • Device and usage information (when applying online).

3. How We Use Your Information

  • To process loan applications and assess creditworthiness.
  • To comply with CBN regulations, KYC, and AML requirements.
  • To communicate with you regarding services, approvals, or repayments.
  • To improve our digital services and customer experience.

4. Sharing of Information

We do not sell your data. We may share information only with:

  • Regulatory authorities (CBN, credit bureaus).
  • Trusted partners (banks, payroll administrators, vendors) as required for loan processing.
  • Service providers who support our IT and compliance operations.

5. Data Protection & Security

We use strict technical, administrative, and organizational safeguards to protect your data. All sensitive information is encrypted and stored securely.

6. Your Rights

You have the right to:

  • Access and request a copy of your data.
  • Correct inaccurate information.
  • Withdraw consent where applicable.
  • Request deletion in line with regulatory obligations.

7. Contact

For privacy concerns, email us at info@pakassocreditandcapital.com or call +234 909 000 0108.