Terms & Conditions

1. Acceptance of Terms

By applying for or using any service from Pakasso Credit and Capital Ltd, you agree to be bound by these Terms and Conditions.

2. Eligibility

Applicants must:

• Be at least 18 years old.
• Provide accurate and verifiable information.
• Consent to credit checks and verifications.

3. Loan Application & Approval

• All loans are subject to credit assessment and approval.
• Approval timelines depend on documentation completeness and due diligence.
• Pakasso reserves the right to decline applications without obligation to provide reasons.

4. Repayment Terms

• Repayments must be made as agreed in the loan offer.
• Late or missed payments may attract penalties and affect your credit record.
• Payroll deductions (where applicable) are binding until the loan is fully repaid.

5. Use of Services

You agree not to use Pakasso services for fraudulent, illegal, or unauthorized purposes.

6. Intellectual Property

All website content, logos, and materials remain the property of Pakasso Credit and Capital Ltd and may not be used without prior written consent.

7. Limitation of Liability

Pakasso will not be liable for indirect losses arising from loan use, delays, or denial of applications. Our maximum liability is limited to the value of the loan applied for.

8. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria, under CBN finance company regulations.